Financial planner in Port Jefferson, NY (show on map)
Ruggiero Investments is a Registered Investment Advisor with the SEC, offering fiduciary financial planning, tailored portfolio strategies, and comprehensive wealth management services.
Ruggiero Investments, established in 2013, is a wholly-owned Independent Registered Investment Advisor (RIA) registered with the SEC. The firm provides fiduciary financial planning, tailored portfolio strategies, and comprehensive wealth management services for individuals, families, trusts, businesses, large/small companies, non-profits, and organizations.
Services include financial planning, portfolio management, ERISA plan management, estate planning, and insurance solutions through affiliated agencies. The firm emphasizes realistic expectations, accessible client service, and a comprehensive approach to financial strategies designed to meet clients' risk tolerance and goals.
Fiduciary commitment
Client-centric approach
Customized portfolio strategies
Comprehensive financial planning
ERISA plan management
Estate planning expertise
Insurance solutions
Services
Financial Planning
Comprehensive financial planning focusing on short-term and long-term goals, integrating various financial aspects to identify risks and opportunities.
The first step is to have a conversation with an advisor to determine your goals, objectives, and needs, allowing the team to create a plan towards achieving those goals.
What if I do not know anything about investing? +
Our team of advisors will work closely with you to explain different solutions and investment options available in the market, helping determine what is best suited for you and your family given your objectives and explaining why those investments align.
What if I already have a Financial Advisor or Investment Portfolio? +
The team at Ruggiero Investments will review your current portfolio holdings to see how they align with your goals and objectives, explaining any discrepancies and providing recommendations on what they would do differently for you and why.
I am getting an inheritance, what should I do next? +
Getting a lump sum of money can be overwhelming if the proper planning is not done for taxes and easing the money into your lifestyle. Please speak with an advisor to establish a plan to make that money work for you over the long run.
What if I am not retired or do not have retirement money? +
Money invested does not have to be retirement money; many clients have multiple accounts, taxable accounts that they can access at any point. Money is invested according to the client's goals and objectives, which can be done in non-retirement accounts.
What if I want to start a Retirement Account? +
Ruggiero Investments can help you establish a plan for retirement and put that plan into action, with investment options depending on your long-term goals and ensuring the plan reflects any changes over time.
What if I have an old 401(k) plan at an old company? +
Ruggiero Investments can help you roll that plan into an Individual Retirement Account (IRA), keeping the money in a qualified account for retirement and managing it according to your goals, with no tax implications if done as a direct rollover.
Can I contribute to my old 401(k) plan? +
When you are no longer with a company, it is usually in your best interest to move the money into an IRA, as you take control of the investment options and likely have more options to make the money work for you. You should be able to contribute to your IRA as long as you have earned income and have not reached the phased-out level of income.
