The WealthPlan LLC

We work best with individuals, families, and retirees who value comprehensive financial planning alongside investment management. Many are approaching retirement, navigating a major life transition, or simply looking for a more proactive, personalized relationship than they've had before. Above all, we look for people who are advice-receptive and want a long-term partnership.

Yes — like most investment accounts, there are a few. The mutual funds and ETFs in your portfolio carry their own internal expense ratios (charged by the fund company, not us), and some investments include a $24 per-trade ticket charge through the custodian. Alternative investments may also carry a performance fee set by the fund manager. None of these are paid to us — and we walk you through every cost before you invest, working to keep them as low as possible.

Investment management fees are billed monthly in arrears. Engagement fees are paid upfront, in advance. All fees are collected via ACH.

Your accounts are custodied at Charles Schwab — we never take custody of your assets ourselves. As a CFP® professional and SEC Registered Investment Adviser, we're a fiduciary 100% of the time — legally and ethically bound to put your interests first.

David has been a financial advisor since 2004 and founded The WealthPlan in 2010 as an independent firm. He earned a B.S.B.A. in Finance and Accounting from Washington University in St. Louis in 2003. He is a CERTIFIED FINANCIAL PLANNER™ professional and also holds the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations from The American College of Financial Services.

You're working with David directly — a 20+ year fiduciary CFP® who answers to clients and the SEC. That's it. The Four Seasons of Planning and Seven-Step Investment Process make his approach distinctly his own.