First Financial Services, established in 1986, is a professional planning organization dedicated to coordinating clients' financial affairs through extensive research and the development of comprehensive financial programs. Specializing in income tax planning, retirement planning, 529 college savings plans, life insurance planning, and estate planning strategies, the firm works collaboratively with a network of professionals to achieve clients' goals.
The core team includes William Russell (Former President & Founder), Patricia Cocozza (OSJ/Financial Advisor), Peter Costa (Licensed Sales Associate), Donald Donnelly (Registered Representative), James Webster, Kimren Walsh (Support Staff), Laurie Maxwell (Receptionist/Admin Assistant), Luna Cocozza (Chief Happiness Officer), and Sharon Sila. The firm emphasizes a long-term, trusting relationship and a team approach to provide increased benefits to clients.
Team approach
Comprehensive financial planning
Long-term relationship focus
Diverse professional backgrounds
Services
Wealth Management
Tailored strategies to help clients achieve their financial goals.
Long-term capital appreciation with diversification and tax-advantaged investment instruments.
Diversified portfolio managementTax planningProfessional fund selection
Insurance Consultation
Representation of many insurance carriers to provide high-quality benefits at low cost, focusing on life/health and disability coverage.
Comprehensive insurance analysisCost-effective coverageSpecial consideration for life/health and disability policies
Accounting and Tax Services
Maximizing after-tax income by coordinating all financial affairs with tax preparers or staff preparers.
Tax adviceComplete tax servicesCoordination with tax preparers
Estate Planning
Evaluation of assets with hypothetical probate and analysis for tax and cost-saving devices, including wills, trusts, and insurance programs.
Asset evaluationProbate analysisEstate tax planningTrust and will implementation
Retirement and Pension Planning
Complete pension services including SEPs, Tax Sheltered Annuities, IRA’s, and customized corporate pension/profit sharing plans with investment analysis and computer back-up services.
Pension plan designIRA and SEP setupInvestment analysisComputer back-up services
Credentials & Certifications
Registered with Osaic Wealth – a full service Independent Broker-Dealer
Since 1986
Reviews
Rating
5
★★★★★
Reviews
1
Frequently Asked Questions
What is the primary purpose of First Financial Services? +
First Financial Services aims to help clients organize their financial affairs into a comprehensive program through extensive research and the development of a master financial plan tailored to their goals.
How does First Financial Services approach financial planning? +
The firm takes a team approach, providing increased benefits to clients by offering diverse perspectives and expertise, ensuring a comprehensive and personalized financial strategy.
What services does First Financial Services offer? +
First Financial Services offers a wide range of services including wealth management, investment direction, insurance consultation, accounting and tax services, estate planning, retirement and pension planning, business planning, and personal budget planning.
How does First Financial Services ensure long-term relationships with clients? +
The firm emphasizes a long-term, trusting relationship by providing undivided attention from planning to execution and follow-up, anticipating challenges, and keeping clients on track toward meaningful financial goals.
What is the history of First Financial Services? +
Founded in 1986, First Financial Services has over 39 years of experience in guiding clients through life transitions with a comprehensive network of professionals.
How does First Financial Services handle estate planning? +
The firm evaluates assets with hypothetical probate, analyzes for tax and cost-saving devices, and implements strategies including wills, trusts, and insurance programs.
5.0
