FDM Wealth Management

Wealth Management that makes a difference.

Financial planner in Smithtown, NY (show on map)

FDM Wealth Management is an independent advisory firm focusing on high net worth/affluent clients, offering personalized, transparent fee structures and holistic wealth management.

Call (631) 454-8181

Navigate to Visit website

About

FDM Wealth Management, established in 2012, is an independent advisory firm dedicated to serving high net worth and affluent clients. The firm emphasizes a fiduciary oath, ensuring client interests come first, and offers personalized, transparent fee structures.

Services include comprehensive financial planning, investment management, insurance solutions, and generational wealth strategies, all designed to provide clarity, truth, and complete disclosure to clients.

Independent Advisory Firm

Fiduciary Oath

Personalized Service

Transparent Fee Structure

Holistic Approach

Services

Financial Planning

Comprehensive financial planning covering retirement income, portfolio/risk management, estate planning, and insurance.

Retirement Planning Investment Planning Estate Planning Education Planning Insurance

Investments

Custom portfolios tailored to goals and risk tolerance, including professionally managed portfolios, private equity, mutual funds, and ETF strategies.

Professionally Managed Portfolios Private Equity Opportunities Mutual Funds ETF Strategies 401k Rollovers Tax Harvesting

Insurance

Wide variety of insurance and annuity options for asset protection and lifetime income, including long-term care, annuities, life insurance, disability insurance, and business protection.

Long Term Care Annuities with Death Benefits and Guaranteed Income Life Insurance Disability Insurance Business Protection (Key Man Insurance)

Private Client

Exclusive, personalized service for high net worth individuals, focusing on holistic wealth management and generational planning.

Holistic Wealth Management Generational Planning Fee Transparency Customized Strategies

401K Rollovers

Guidance and execution of 401(k) rollovers to optimize retirement savings and investment options.

Rollover Assessment Investment Strategy Development Tax-Efficient Transfers Ongoing Retirement Planning

Generational Planning

Strategies to preserve and transfer wealth across generations, ensuring smooth transitions and legacy protection.

Legacy Protection Inter-Generational Wealth Transfer Tax Efficiency Customized Succession Plans

Credentials & Certifications

Certified Financial Planner™

Since 2012

Frequently Asked Questions

What is the fiduciary oath and why is it important? +

The fiduciary oath requires FDM Wealth Management to always put the client's interests before their own, ensuring integrity, objectivity, and transparency in all financial planning and advisory services.

How does FDM ensure transparency in fees and conditions? +

FDM prides itself on giving clients an extraordinary degree of clarity on fees & conditions, ensuring they know exactly what they are paying and why.

What types of insurance and annuity options does FDM offer? +

FDM offers a wide variety of insurance and annuity options, including long-term care, annuities with death benefits and guaranteed income, life insurance, disability insurance, and business protection (key man insurance).

How does FDM approach investment management? +

FDM offers custom portfolios based on goals and risk tolerance, including professionally managed portfolios, private equity opportunities, mutual funds, and ETF strategies, with a focus on strong returns and low expenses.

What is the process for generational planning at FDM? +

Generational planning at FDM involves assessing legacy goals, developing tailored strategies for wealth transfer across generations, implementing these strategies across legal, financial, and tax frameworks, and regularly reviewing and updating plans to reflect changing family dynamics and market conditions.