One PR Credit Solutions

Financial services in Melville, NY (show on map)

4.9

★★★★★

63 reviews

One PR Credit Solutions helps customers restore their credit through education, dispute processes, and debt settlement.

Call (800) 364-4044

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About

One PR Credit Solutions is dedicated to helping customers regain financial stability through comprehensive credit repair services, including continuous education on raising credit scores, rebuilding credit, debt settlement when necessary, and managing debt collectors. The company believes that education is the cornerstone of restoring credit.

Money-back guarantee

Free re-insertion disputes

Educational focus

Affiliate trade line building

Services

Credit Repair

Dispute negative items, maximize debt ratio score, remove credit inquiries, and educate clients on credit score improvement.

Dispute negative items in payment history Maximize debt ratio score Remove credit inquiries Educate clients on credit score improvement

Debt Settlement

Assist clients with debt settlement when needed.

Negotiate settlements with creditors Handle debt collector communications

Education and Counseling

Provide continuous education on credit score improvement and financial management.

Educate clients on credit score factors Offer tips for raising credit scores Provide guidance on financial management

Credentials & Certifications

Jonathan

Since 2019

Reviews

Rating

4.9

★★★★★

Reviews

"Incredibly professional and straightforward service."

Frequently Asked Questions

How does One PR repair or establish my credit? +

One PR Credit Solutions sends certified letters to all three credit bureaus and furnishers (creditors) on your behalf, disputing any negative items listed on your reports while helping you build positive payment history and trade lines through affiliates.

How soon can I start seeing results? +

Typically, clients can start seeing results as early as 30-45 days. Results may be slightly delayed due to Covid-19 and USPS issues, but the bureaus must respond within 30 business days or permanently remove disputed items.

How much is the cost? +

The initial fee is $149.99 for the first month, including documentation preparation and mailing of all letters certified mail. Subsequent months are $99 each, with no monthly contact or cancellation fees. Discounts are available for students, senior citizens, law enforcement, and military personnel.

Do you offer any special discounts or referral fees? +

Yes, referring two clients per month waives the $99 monthly fee for that month. Referring more than two clients earns a $50 cash incentive per closed client thereafter.

Will you provide frequent updates about the process? +

One PR Credit Solutions provides 24/7 access to a client portal for frequent messages and progress updates. Emails and phone calls are also sent to keep clients posted, ensuring responsive communication throughout the process.

What if I do not get any results? +

One PR Credit Solutions offers a money-back guarantee if no results are seen throughout the program, reflecting the company's confidence in its services and consultants.

What makes One PR Credit Solutions different from other credit repair companies? +

One PR Credit Solutions is results-driven, offering money-back guarantees and free re-insertion disputes. The company emphasizes education, value building, and excellent customer service, providing clients with a clear plan of action and strategy to maintain and build their credit.