Reliant Home Funding is a family-run mortgage lender based in Long Island that serves clients across the country. They specialize in providing customized home loan solutions, including purchase and refinance options, with a focus on helping clients secure the ideal mortgage program and rate for their needs.
Their experienced team guides clients through the entire process, emphasizing relationships over transactions and offering transparent, consistent pricing.
Family-run business with a valued team
Relationships > Transactions
Transparent & Consistent Pricing
Services
Purchase
Helps buyers secure a mortgage for purchasing a home.
Real-time, customized ratesQuick and simple online process
Refinance
Helps existing homeowners refinance their mortgage for better terms.
Access to equity in your homePotential for lower interest rates
Reverse Mortgage
Provides seniors with cash from home equity without monthly payments.
Liquidity from home equityNo credit requiredNo income necessary
Reviews
Rating
5
★★★★★
Reviews
164
"They are responsive, and get things done in a timely manner."
Frequently Asked Questions
Where do I begin? +
Start by figuring out your budget using the short questionnaire on the website; a loan advisor will contact you to discuss next steps.
What do I need to get pre-approved for a home loan? +
Pre-approval involves reviewing your income, assets, debt-to-income ratio, and credit score.
What if my credit score is average when applying for a loan? +
There may still be loan options available; contact them for personalized advice.
What is the debt-to-income ratio? +
The DTI is the monthly debt payments divided by monthly gross income, used to assess loan eligibility.
What if I have student loans? Can I still apply for a mortgage loan? +
Student loans affect your DTI but there are often loan options available; contact them for details.
What type of property can I purchase? +
Options include single-family homes, multi-family homes, condominiums, and townhouses.
Can I get a home loan fully remote or are there in-person steps? +
The home loan process can be completed remotely; they offer a smartphone app for updates.
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