Evolution Mortgage Inc.

Financial services in Hauppauge, NY (show on map)

5.0

★★★★★

84 reviews

Evolution Mortgage Inc. offers a variety of mortgage products including 15-year and 30-year fixed-rate mortgages, FHA, VA, Jumbo, and Refinance loans.

Call (631) 273-1188

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About

Evolution Mortgage Inc. specializes in mortgage lending, offering a range of loan products including 15-year and 30-year fixed-rate mortgages, FHA, VA, Jumbo, and Refinance loans. The company provides online tools for pre-approval, rate quotes, and home purchase assistance, aiming to simplify the home loan process for borrowers.

Free tools for pre-approval, rate quotes, and home purchase assistance

Online application process

Wide range of mortgage products including FHA, VA, Jumbo, and Refinance loans

Services

15 Year Fixed Rate Mortgage

A 15-year fixed-rate mortgage with constant monthly payments, offering a lower interest rate and faster home ownership.

Lower interest rate Faster home ownership Fully amortized over 15 years

30 Year Fixed Rate Mortgage

A traditional 30-year fixed-rate mortgage with constant interest rate and monthly payments.

Constant interest rate Stable monthly payments Suitable for long-term homeownership

FHA Loans

Mortgage loans insured by the Federal Housing Administration, requiring a down payment of 3.5%.

Insured by FHA Down payment of 3.5% Accessible for first-time homebuyers

VA Loans

Mortgage loans guaranteed by the U.S. Department of Veterans Affairs, often requiring no down payment.

Guaranteed by VA Often no down payment Benefits for veterans and active-duty service members

Jumbo Loans

Loans exceeding conforming loan limits, offering higher buying power.

Exceeds conforming loan limits Higher buying power Available up to $3,000,000

Refinance Loans

Loans to refinance existing mortgages, potentially lowering interest rates and monthly payments.

Lower interest rates Reduced monthly payments Cash-out options

Reviews

Rating

★★★★★

Reviews

"Mr. Basile was very knowledgeable and helped us every step of the way."

Frequently Asked Questions

What is a 15-year fixed-rate mortgage? +

A 15-year fixed-rate mortgage is a loan fully amortized over 15 years with constant monthly payments, offering a lower interest rate and faster home ownership.

What is a 30-year fixed-rate mortgage? +

A 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change, suitable for long-term homeownership.

What are FHA loans? +

FHA loans are mortgage loans insured by the Federal Housing Administration, requiring a down payment of 3.5% and designed to make home buying accessible.

What are VA loans? +

VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs, often requiring no down payment for eligible veterans and active-duty service members.

What are Jumbo loans? +

Jumbo loans exceed conforming loan limits, offering higher buying power and available up to $3,000,000.

Why refinance a mortgage? +

Refinancing can lower interest rates, reduce monthly payments, or provide cash from home equity, improving overall financial outlook.